There are a growing number of personal finance applications that take control of your bills. Simply sync up your online accounts and watch your numbers move in real-time with due date calendars and reminder alerts on stand by to let you know Comcast is calling. In this review, we take a look at the pros and cons of one of the newer personal finance apps to enter the game in Manilla.com
In a nutshell, Manilla.com lets you manage all of your bills, finance accounts, loyalty programs, and subscriptions to services like Netflix. A smartphone application is available. Its calling card is reducing paper clutter by managing all of your bills in one secure place.
Incredibly intuitive UI is the stuff of legend. Creating a password with uppercase is required to promote security. Three different SSL certificates by McAfee, Norton, and TRUSTe. Includes a personal inbox with a summary of all accounts, amounts owed, and due date with customized alerts to receive email notifications in as little as 1 day or as much as 90 days before a bill is due via email and SMS.
Accounts do not refresh automatically and required manual refresh. If you have many accounts, it is a hassle. Occasionally, a refresh will not reflect the latest amounts in your debit or credit accounts, especially if a deposit is made a few hours before. There is no option to pay bills directly, but its not too offending, considering free services Mint.com and Pageonce.com do not offer this option either. Unlike Mint.com, it does not offer historical data views of bill activity, but rather a simple snapshot of your account numbers.
Manilla's UI and number of billers with access to more than 1300 is worth the signup alone. However, it has a long way to go in terms of providing customers more actionable results, particularly with direct bill pay (a feature beaten to death in the industry) and greater insights into data per account other than balance and what's due. Let's see what upgrades Manilla.com choose to make as the competition for referral dollars with online transactions gets more intense.